What's included in the HOA fee?

The $517/month HOA covers quite a bit. You're getting access to the community pool, tennis courts, basketball courts, racquetball, playgrounds, and scenic jogging trails. It also includes front yard and common space landscaping, so the neighborhood always looks sharp without any effort on your part. And it covers sewer, water, and trash — utilities that add up fast elsewhere. For a gated community with this level of amenity and a golf course out back, it's genuinely reasonable for West Palm Beach.

Tell me about the hurricane impact windows and doors.

Every window in this home is Max Guard double-paned insulated hurricane impact-rated glass. All four sliding glass doors across the back are Max Guard impact-rated as well. This is a whole-house installation — not a partial upgrade. Double-paned insulated impact glass gives you three things at once: hurricane protection, serious noise reduction, and energy efficiency. The practical benefits are real: lower homeowner's insurance premiums, no shutters to install or store, and genuine peace of mind during storm season. And there's a less obvious benefit worth calling out — the combination of Max Guard impact glass and the golf course's natural buffer means you genuinely cannot hear I-95 from inside this home. That's not marketing copy. It's just quiet.

Is Bear Lakes membership required?

Not at all — and that's honestly one of the best things about this property. You get unobstructed views of a Jack Nicklaus-designed championship course right from your patio, with zero membership obligation. Bear Lakes Country Club membership is available if you want it, but it is never required. You're essentially getting front-row seats to a private golf course without paying for the ticket.

How close is the airport?

Palm Beach International Airport — PBI — is about 7–10 minutes from the front gate. It's one of the genuinely underrated perks of this location. No major traffic, no long drives, and PBI has expanded its routes significantly in recent years. If you travel for work or fly family in regularly, this matters more than most listings will tell you.

What's so special about Blue Heron Bridge?

Blue Heron Bridge at Phil Foster Park in Riviera Beach is about 10 minutes from the house — and it's genuinely one of the best underwater experiences in the world, not just Florida. Scuba Diving magazine consistently ranks it among the top shore dives on the planet. Here's what makes it unusual: the water is calm, shallow (15–20 feet max), and completely walkable from shore — no boat, no charter, just walk in. The bridge pilings and sandy bottom create a habitat that attracts an extraordinary density of marine life: seahorses, frogfish, scorpionfish, nudibranchs, octopus, stingrays, sea turtles, manatees, tarpon, and goliath grouper. It's a macro photographer's dream. There's also a marked Underwater Snorkel Trail — buoyed and signed underwater — that guides snorkelers through the best sections even if they've never been there before. The one thing to know: the current under the bridge can be strong, so you want to time your visit around slack tide (high or low). There are apps for that, and the local dive community is active and welcoming about sharing conditions. Entry is free. Phil Foster Park has parking, restrooms, and rinse stations. It's the kind of place you think you'll visit once and then go back twenty times.

How close are restaurants, shopping, and outdoor activities?

You're really well positioned here. CityPlace and Clematis Street — dining, nightlife, live music — are about 10 minutes. Palm Beach Outlets are 5 minutes. Worth Avenue and the island of Palm Beach are around 20 minutes. But the outdoor stuff is what surprises most people. Blue Heron Bridge at Phil Foster Park in Riviera Beach is about 10 minutes away and is consistently rated one of the best shore dives and snorkel spots in the world — calm, shallow water with extraordinary marine life right off the bridge. Singer Island is about 12 minutes, with John D. MacArthur Beach State Park — one of the best-preserved barrier island ecosystems in Florida, with beach access, nature trails, and serious wildlife. You get the quiet of a gated golf course community without giving up access to anything.

What's Peanut Island?

Peanut Island is a small public island in the Lake Worth Lagoon, about 10 minutes from the house — and it's one of those places that locals love and relocators rarely know about until someone tells them. You get there by water taxi from Phil Foster Park (same lot as Blue Heron Bridge), by kayak, or by private boat from the launch there. Once you're on the island you've got a beach, swimming, snorkeling in shallow clear water, picnic areas, a campground, and hiking trails around the perimeter. The snorkeling around the island's rocky shoreline is genuinely good — not Blue Heron Bridge-level, but calm and accessible and full of fish. The wildcard attraction is the JFK nuclear bunker. During the Cold War, Kennedy's 'Southern White House' was at the Palm Beach estate just across the inlet, and the Secret Service built a hardened underground shelter on Peanut Island to protect the president in the event of a nuclear strike. It's been preserved and is open for tours. It's a strange and fascinating piece of history sitting on an otherwise cheerful little beach island. The whole trip — driving to Phil Foster, water taxi over, a few hours on the island, water taxi back — is a great half-day that costs almost nothing.

Saratoga Bay & Bear Lakes Area | West Palm Beach FL

Saratoga Bay & The Villages of Palm Beach Lakes

Saratoga Bay is a gated community in West Palm Beach, Florida, situated within the larger neighborhood of The Villages of Palm Beach Lakes — a well-established residential area located between Palm Beach Lakes Boulevard and North Military Trail. The community features lake-dotted streets, mature landscaping, and a level of quiet that is genuinely uncommon for its central location.

Saratoga Bay sits directly adjacent to Bear Lakes Country Club and The Lakes Course — designed by Jack Nicklaus and Davis Love III.

Homes in Saratoga Bay are single-family residences on well-maintained lots with sidewalks throughout. The community has its own gate and security, and connects to the broader Villages master association, which operates three separate recreation centers available to residents.

HOA amenities across the master association:

Multiple pools
Tennis courts
Basketball courts
Racquetball courts
Playgrounds
Picnic areas
Jogging trails and walking paths

The HOA also covers common area maintenance, sidewalks, security, sewer, trash, and water.

Directly across from the community: a newly renovated dog park — fenced, updated, and within easy walking distance of the gate.

HOA: $517 per month ($1,550 quarterly) ?

Niche.com rates The Villages of Palm Beach Lakes an Overall A−, ranking it:

#6 Best Neighborhood to Live in West Palm Beach
#7 Best Neighborhood to Raise a Family in West Palm Beach
#2 Most Diverse Neighborhood in West Palm Beach (A+ grade)

Source: Niche.com Villages of Palm Beach Lake profile

How Quiet Is It, Really?

The Villages of Palm Beach Lakes carries a Walk Score noise rating of 9.9 out of 10 — "Silent Zone" with "virtually no nearby noise." Given the proximity to I-95, that might seem surprising. It isn't. The Lakes Course at Bear Lakes runs between the neighborhood and the interstate, creating a natural buffer — and at 2390 Saratoga Bay Drive specifically, the hurricane impact windows and doors seal that deal completely. This is a home where you cannot hear the highway. ?

Bear Lakes Country Club

Bear Lakes Country Club is a private golf and tennis club with two championship courses. This home backs to The Lakes Course — designed by Jack Nicklaus and Davis Love III, situated away from I-95. It features the water features and strategic bunkering that define the Nicklaus design philosophy. The property sits just off the 5th tee-box.

Membership at Bear Lakes is optional for Saratoga Bay residents. You do not need to join to live here. ? But if golf, tennis, fitness, and dining are part of your lifestyle, the option is there. Bear Lakes does not publish membership fees publicly — pricing is available directly from the club at bearlakescc.com.

Schools

The Palm Beach County School District serves this address. Per MLS listing data, the assigned schools are:

Elementary: Seminole Trails Elementary School — 1.1 miles
Middle: Bear Lakes Middle School — 0.7 miles (walkable from the community)
High: Palm Beach Lakes Community High School — 1.2 miles

Buyers should verify current school assignments with the Palm Beach County School District, as boundaries are subject to change.

Palm Beach County also has a robust choice and magnet school system, and the area is served by several well-regarded private schools including Cardinal Newman High School, Rosarian Academy, and others throughout the county.

Palm Beach County's magnet school program is one of the strongest in Florida. Top-rated magnet schools accessible to county residents include:

Alexander W. Dreyfoos Jr. School of the Arts — Niche grade A+; nationally recognized performing and visual arts high school
Suncoast Community High School — Niche grade A+; STEM and IB-focused
Bak Middle School of the Arts — Niche grade A; performing arts magnet
Don Estridge High Tech Middle School — Niche grade A; STEM magnet

Surrounding Neighborhoods

Ibis Golf & Country Club Just north of Saratoga Bay on Military Trail, Ibis is one of the most well-known gated golf communities in Palm Beach County. Three championship courses, full clubhouse, and a long-established reputation as one of the area's premier addresses.

Royal Palm Beach A quiet, well-maintained municipality directly to the west — family-oriented, with its own parks system, community center, and generally lower traffic density than central West Palm Beach.

Wellington About 20 minutes west, Wellington is internationally known as the equestrian capital of the United States. The International Polo Club Palm Beach hosts the Winter Equestrian Festival and Global Champions Tour, drawing competitors and spectators from around the world. Wellington is also home to excellent schools and a growing dining scene.

Palm Beach Gardens About 20–25 minutes north on I-95, Palm Beach Gardens is one of the most desirable municipalities in the county — home to PGA National Resort, Scripps Research Institute, excellent schools, and a strong concentration of high-end dining, retail, and medical facilities along PGA Boulevard.

Jupiter 35 minutes north — known for its lighthouse, Jonathan Dickinson State Park, Busch Wildlife Sanctuary, and Roger Dean Chevrolet Stadium (spring training home of the Cardinals and Marlins). Jupiter has become a major draw for professional athletes and remote workers relocating to South Florida.

Palm Beach Island Worth Avenue, The Breakers Hotel, Mar-a-Lago, and one of the most famous zip codes in the world — all within 15–20 minutes east. The cultural and culinary resources of Palm Beach Island are part of what makes the greater West Palm Beach area so exceptional.

What's Nearby

Destination	Est. Drive
Trump International Airport (PBI) ?	7–10 min
I-95 on-ramp	5 min
Palm Beach Outlets	8 min
Blue Heron Bridge / Phil Foster Park ?	10 min
CityPlace / Rosemary Square ?	10 min
Peanut Island (boat launch) ?	10 min
Tri-Rail West Palm Beach Station	10 min
Singer Island Beach	12 min
Clematis Street	12 min
Worth Avenue, Palm Beach	18 min
Fort Lauderdale Airport (FLL)	45 min
Miami Airport (MIA)	75 min

Drive times are estimates under normal traffic conditions.

Location: West Palm Beach, FL

West Palm Beach is not just a good market right now — it is one of the most significant real estate markets in the country. The combination of no state income tax, international airport access, major employment growth, and proximity to Palm Beach makes this one of the most sought-after addresses in Florida.

How Far Is 2390 Saratoga Bay Drive from the Airport?

Trump International Airport (PBI) is 7–10 minutes from the property under normal traffic conditions — one of the closest major airports to any residential neighborhood in Palm Beach County. Fort Lauderdale (FLL) is approximately 45 minutes south; Miami (MIA) approximately 75 minutes.

Getting Around

Air Travel

Trump International Airport (PBI) — minutes from Saratoga Bay; one of the most convenient major airports in Florida for residents in this neighborhood
Fort Lauderdale-Hollywood International Airport (FLL) — approximately 45 minutes south
Miami International Airport (MIA) — approximately 75 minutes south

Ground

I-95 — on-ramp access within minutes (and thanks to the home's hurricane impact windows, the highway noise doesn't reach you)
Florida's Turnpike — easy access heading north or south
Tri-Rail commuter rail — connecting West Palm Beach to Miami and Fort Lauderdale

Shopping & Dining

CityPlace / Rosemary Square — West Palm's upscale dining and retail hub; restaurants, boutiques, Kravis Center for the Performing Arts
Clematis Street — West Palm's historic waterfront entertainment district; restaurants, bars, live music, and city events
Palm Beach Outlets — 110+ stores; one of South Florida's major shopping destinations
Worth Avenue, Palm Beach — world-class luxury retail, galleries, and dining; less than 20 minutes

Healthcare

Good Samaritan Medical Center — West Palm Beach (downtown), approximately 10 minutes
St. Mary's Medical Center — West Palm Beach, Level II trauma center, approximately 10 minutes
Palm Beach Gardens Medical Center — approximately 20 minutes north
JFK Medical Center — Atlantis, approximately 20 minutes south

Culture & Recreation

Norton Museum of Art — one of the largest art museums in Florida; West Palm Beach
Kravis Center for the Performing Arts — Broadway touring productions, symphony, and international performers
Palm Beach Zoo & Conservation Society — West Palm Beach
Rapids Water Park — West Palm Beach
Okeeheelee Park — one of Palm Beach County's largest parks; minutes away; boating, fishing, disc golf, BMX, equestrian trails
Grassy Waters Preserve — 20+ miles of hiking and nature trails through a protected freshwater ecosystem; a rare wilderness escape within city limits
Blue Heron Bridge at Phil Foster Park — minutes away in Riviera Beach; consistently rated one of the best shore dives and snorkel sites in the world. Calm, shallow water with extraordinary marine life — a bucket-list destination that most buyers don't realize is practically in the backyard ?
Peanut Island — a short water taxi or kayak trip from the Blue Heron Bridge area; swimming, snorkeling, picnicking, camping, and a Cold War-era JFK nuclear bunker. One of the most unique recreational spots in South Florida ?
Waterfront parks and trails — along the Intracoastal Waterway in downtown West Palm Beach

Palm Beach County Real Estate

Palm Beach County is experiencing sustained demand from domestic and international buyers. Inventory remains constrained. Values have been resilient through market cycles. Florida's lack of a state income tax continues to attract high-income earners and retirees from the Northeast and Midwest at a pace that shows no signs of slowing.

A home in gated Saratoga Bay, backing to a Jack Nicklaus-designed golf course, with a new metal roof, hurricane impact windows throughout, and move-in ready condition — is a rare combination in this market.

The home is built to CBS construction (Concrete Block Structure with concrete and stucco) — the South Florida standard for hurricane-resistant building. Combined with the 2025 metal roof and whole-house impact windows, this property is as well-protected as it gets.

At $324 per square foot, this home is priced competitively within the West Palm Beach golf-course-view market, while offering the same Palm Beach County lifestyle, airport access, and no state income tax advantages that continue to draw buyers from across the country.

Florida's property tax environment is also in active flux. Gov. DeSantis unveiled a proposal in May 2026 to increase the homestead exemption from $50,000 to $250,000 — and eventually to $500,000. If passed by the legislature and approved by voters on the November 2026 ballot, a buyer of a $735,000 home could see annual property tax savings of $3,500–$4,000 under Phase 1 alone. Check the official Save Our Homes calculator for property-specific estimates.

NeighborhoodScout data shows that 49.7% of workers in The Villages of Palm Beach Lakes are employed in executive, management, and professional occupations — a demographic profile consistent with the broader Palm Beach County buyer pool. The same data shows 50.4% of residents have a commute of 15–30 minutes — shorter than the U.S. average, reflecting the neighborhood's central location within the county.

Neighborhood data source: NeighborhoodScout

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